Finance Center
Ford Finance Center
Big decisions often come down to two things: what fits your needs now and what sets you up for the future. Choosing how to finance a vehicle follows the same idea. Maybe you want a long-term investment you can call your own, or maybe you prefer the flexibility of upgrading every few years. Understanding your options makes all the difference.
At DCH Ford of Eatontown, our finance center is here to make sure your plan works for you. Let’s find the financing path that fits your life near Eatontown and Tinton Falls, New Jersey.
Meet Our Ford Financing Team
Financing goes beyond numbers—it’s about trust. Our finance team takes the time to understand what you need in a payment plan. When you sit down with us, you can expect an open, transparent conversation where we explore your options and find the best fit.
Need a lower monthly payment? Thinking about upgrading every few years? Want to build equity in a vehicle? We’ll walk you through all the possibilities so you can choose what works best for you. Our overall goal is to make sure you drive off feeling great about your financing decision.
- Main:732-649-1637
- Sales:732-649-1637
- Service:732-852-5898
- Parts:732-704-7167
- Mon - Fri9:00 AM - 8:00 PM
- Sat9:00 AM - 6:00 PM
- SunClosed
Should You Finance or Lease Your Ford?
Finding the right payment plan is all about what works best for your lifestyle. When investing in a Ford, you have two main options: buying vs leasing. Each comes with its own benefits, depending on how you like to drive.
If you choose an auto loan, you’ll make payments over a set period—typically around 67 months. Once the loan is fully paid off, the vehicle is yours to keep. This option works well if long-term ownership is your goal.
Leasing, on the other hand, gives you access to a new Ford for a set term, usually about 36 months. When the lease ends, you return the vehicle to the dealership and decide if you’d like to start a new lease or explore other options. Leasing is great for those who enjoy driving the latest models and want flexibility in their payments.
Both choices offer unique advantages. If you’d like help deciding which one fits your lifestyle, our finance team is here to guide you through the details.
Auto Loan Pros and Cons
Pros | Cons |
|---|---|
| Owning the vehicle after completing payments | May have a higher down payment |
| No mileage restrictions | May have higher monthly payments |
| Modification freedom | May not have long-term maintenance coverage |
Leasing Pros and Cons
What about leasing? When you choose to lease a Ford, you will be using the vehicle for a set period of time, generally around 36 months. At the end of your lease, you'll turn the Ford back into our dealership, then start a new lease.
Pros | Cons |
|---|---|
| Possibly lower monthly payments | May have mileage limits |
| Possible maintenance coverage | Not owning the vehicle at the end of the lease |
| Drive a new Ford every few years | No modification ability |
All in all, both leasing and auto loans have their pros and cons. If you're wondering which is best for your lifestyle, contact our finance center and we can help you out!
Online Ford Financing Tools & Resources
Your time matters, and we’re here to make sure every step of your car-buying experience is smooth and efficient. Our Ford finance center has provided online tools designed to simplify financing and give you the information you need to make confident decisions.
With these resources at your fingertips, you can explore your financing options before ever visiting the dealership.
In addition, you can explore the financing details of every model in our inventory virtually. Our inventory includes both new and pre-owned vehicles, and with our website’s search filters, you can narrow down options by range, body style, and model—helping you focus on the vehicles that match your needs.
Get a Head Start on Your Ford Auto Loan Financing
Ready to step into the driver's seat? You can get a jump-start on your Ford financing by using our online application. By answering just a few simple questions, our team can crunch some numbers and get back to you with a comprehensive financing plan.
Our finance center at DCH Ford of Eatontown, near Red Bank and Wall Township, NJ, is here to help you with your Ford purchase. Contact our team today to get started on your journey!
